:root{--red:#ee3925;--red-d:#c8260f;--sky:#21aee4;--blue:#3075bb;--ink:#0f1b33;--ink2:#1b2b4d;--txt:#2a3142;--mut:#5d6577;--bg:#f5f7fb;--line:#e2e6ee;--r:16px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:17px/1.65 Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--txt);-webkit-font-smoothing:antialiased}
a{color:var(--blue)}img{max-width:100%}.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
h1,h2,h3{color:var(--ink);letter-spacing:-.02em;line-height:1.15}h2{font-size:clamp(26px,3vw,36px);margin:0 0 28px}h3{font-size:19px;margin:12px 0 6px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}
header.site{position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);z-index:30}
.hdr{display:flex;align-items:center;gap:24px;height:72px}.logo img{display:block;height:27px;width:auto}
nav{display:flex;gap:22px;flex:1;justify-content:center}nav a{text-decoration:none;font-size:15px;font-weight:500;color:var(--txt);white-space:nowrap}nav a:hover,nav a[aria-current]{color:var(--red-d)}
.call{font-weight:600;text-decoration:none;font-size:15px;color:var(--ink);white-space:nowrap}.menu{display:none}
.btn{display:inline-block;background:var(--red-d);color:#fff;padding:11px 18px;border-radius:10px;text-decoration:none;font-weight:600;border:0;font-size:15px;cursor:pointer;font-family:inherit;white-space:nowrap;transition:background .15s}.btn:hover{background:#a51f0c}.btn.big{padding:15px 24px;font-size:17px}
.btn.ghost{background:transparent;color:#fff;box-shadow:inset 0 0 0 2px rgba(255,255,255,.5)}.btn.ghost:hover{background:rgba(255,255,255,.1)}
.hero{background:radial-gradient(1000px 500px at 85% -10%,rgba(33,174,228,.35),transparent 60%),linear-gradient(160deg,var(--ink),var(--ink2));color:#d7deea;padding:72px 0 64px}
.hero h1{color:#fff;margin:0 0 18px;font-size:clamp(32px,4.4vw,54px);font-weight:800;max-width:820px}.hero .sub{font-size:19px;max-width:700px;margin:0 0 28px;color:#c9d2e3}
.hero.home{padding:64px 0 72px}.hero-grid{display:grid;grid-template-columns:1.25fr .9fr;gap:56px;align-items:center}
.kicker{color:var(--sky);font-weight:700;font-size:13px;text-transform:uppercase;letter-spacing:.1em;margin:0 0 12px}
.ctas{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:22px}
.trust{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:8px 20px;font-size:14px;font-weight:500}.trust li:before{content:"★ ";color:var(--sky)}
.final .trust,.sec-cta .trust{color:var(--mut)}
.hero-form{background:#fff;border-radius:20px;padding:28px;box-shadow:0 24px 60px rgba(0,0,0,.35);color:var(--txt);display:grid;gap:14px}.hero-form h2{font-size:24px;margin:0}.hero-form p{margin:0}
label{display:flex;flex-direction:column;font-weight:600;font-size:14px;gap:6px;color:var(--ink)}
input,select,textarea{font:inherit;font-weight:400;padding:12px 14px;border:1px solid #c6ccd8;border-radius:10px;background:#fff;color:var(--txt);width:100%}input:focus,select:focus,textarea:focus{outline:3px solid rgba(33,174,228,.45);border-color:var(--blue)}
.small{font-size:14px;color:var(--mut)}.center{text-align:center}
.strip{background:#fff;border-bottom:1px solid var(--line);padding:18px 0}.strip-in{display:flex;flex-wrap:wrap;gap:10px 36px;justify-content:center;font-size:14px;font-weight:600;color:var(--mut)}
section{padding:80px 0}section.alt,div.alt{background:var(--bg)}div.alt{padding-bottom:64px;margin-top:-40px}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:s}.steps li{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px}.steps .n{display:inline-grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--red);color:#fff;font-weight:700}.steps p{margin:0;color:var(--mut);font-size:15px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px}.card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;text-decoration:none;color:var(--txt);transition:transform .15s,box-shadow .15s}.card:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(15,27,51,.09)}.card p{margin:0 0 14px;color:var(--mut);font-size:15px;flex:1}.more{color:var(--red-d);font-weight:600;font-size:15px}
.ic{width:44px;height:44px;padding:10px;border-radius:12px;background:rgba(33,174,228,.12);stroke:var(--blue);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.sec-cta{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin-top:32px}.tlink{font-weight:600;color:var(--ink)}
.why{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.why p{color:var(--mut);margin:0}
.ph{background:#fff7da;border:1px dashed #c9a200;padding:8px 12px;border-radius:8px;color:#6b5600;font-size:14px;display:inline-block}blockquote.ph{margin:28px 0 0;display:block}
.mini-est{display:grid;grid-template-columns:1.4fr 1fr;gap:32px;background:linear-gradient(135deg,#fff,#eef7fd);border:1px solid var(--line);border-radius:24px;padding:40px}.mini-est h2{margin-bottom:10px}.mini-est .row{display:grid;grid-template-columns:1fr 1.4fr;gap:14px;margin-top:18px}
.mini-out{background:var(--ink);color:#cfd7e6;border-radius:var(--r);padding:28px}.mini-out .small{color:#9fb0cc}.range{font-size:34px;font-weight:800;color:#fff;margin:2px 0 16px;letter-spacing:-.02em}
.result .range{color:var(--ink)}
.offer{background:var(--red);color:#fff;padding:48px 0}.offer-in{display:flex;align-items:center;gap:28px;flex-wrap:wrap}.offer-in>div{flex:1;min-width:260px}.offer h2{color:#fff;margin:0 0 6px;font-size:28px}.offer p{margin:0}.offer .ic{background:rgba(255,255,255,.18);stroke:#fff;width:64px;height:64px;padding:14px}.offer .btn{background:#fff;color:var(--red-d)}
details{border-bottom:1px solid var(--line);padding:16px 0}summary{font-weight:600;cursor:pointer;color:var(--ink)}
.final{background:linear-gradient(160deg,var(--ink),var(--ink2));color:#c9d2e3}.final h2{color:#fff}.final .trust{color:#c9d2e3}.final-in{display:grid;grid-template-columns:1fr 1.2fr;gap:48px;align-items:center}
.mini{display:grid;grid-template-columns:1fr 1fr;gap:14px;background:#fff;padding:24px;border-radius:20px}.mini button{grid-column:1/-1}
footer{background:#0a1326;color:#aeb8cb;padding:56px 0 24px;font-size:15px}footer h3{color:#fff;font-size:15px;margin:0 0 10px}footer a{color:#fff}.flinks a{display:inline-block;margin:0 14px 6px 0;text-decoration:none}.cols{display:grid;grid-template-columns:1.4fr 1fr 1.4fr;gap:36px}.copy{margin-top:32px;font-size:13px}
.sticky{display:none}
.pop{position:fixed;right:24px;bottom:24px;max-width:360px;background:#fff;border-radius:18px;box-shadow:0 20px 60px rgba(0,0,0,.25);padding:24px;z-index:40;border-top:4px solid var(--red)}.pop h2{font-size:20px;margin:12px 0 6px}.pop p{font-size:15px;margin:0 0 14px}.pop .x{position:absolute;top:8px;right:10px;border:0;background:none;font-size:26px;cursor:pointer;color:var(--mut)}
/* inner pages */
.ticks{padding:0;list-style:none;columns:2;column-gap:32px}.ticks li{padding:7px 0 7px 30px;position:relative;break-inside:avoid}.ticks li:before{content:"✓";position:absolute;left:0;top:7px;color:#fff;background:var(--sky);border-radius:50%;width:20px;height:20px;font-size:12px;display:grid;place-items:center;font-weight:700}
.grid2{display:grid;grid-template-columns:1.6fr 1fr;gap:40px}.est{display:grid;grid-template-columns:1fr 1fr;gap:16px}.est .full,.est button{grid-column:1/-1}
.result{background:var(--bg);border:1px solid var(--line);border-radius:var(--r);padding:24px;margin:24px 0}.note{background:var(--bg);border-radius:var(--r);padding:24px;font-size:15px;align-self:start}
.handoff{background:var(--ink);color:#fff;border-radius:var(--r);padding:20px 24px;margin:28px 0;display:flex;gap:16px;align-items:center;flex-wrap:wrap;justify-content:space-between}
.q{border:1px solid var(--line);border-radius:var(--r);padding:18px 20px;margin:0 0 14px;background:#fff}.q legend{font-weight:700;color:var(--ink);padding:0 6px}.opt{flex-direction:row;align-items:center;gap:10px;font-weight:500;padding:6px 0}.opt input{width:auto}
.guide{border-top:1px solid var(--line);padding-top:24px;margin-top:28px}select:disabled{opacity:.5}.big{font-size:19px;max-width:780px}
.contact-card{background:var(--bg);border-radius:var(--r);padding:28px}.contact-card .call{font-size:24px}
@media(max-width:1180px){nav{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;gap:0;padding:8px 24px 16px;border-bottom:1px solid var(--line)}nav.open{display:flex}nav a{padding:12px 0;border-bottom:1px solid var(--line)}.menu{display:block;margin-left:auto;background:none;border:1px solid var(--line);border-radius:10px;padding:9px 14px;font:inherit;font-weight:600}.hdr{gap:16px}.hdr .call{margin-left:auto}.hdr .call+.btn{margin:0}}
@media(max-width:900px){.hero-grid,.final-in,.grid2,.mini-est,.cols{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.why{grid-template-columns:1fr}.ticks{columns:1}}
@media(max-width:640px){body{font-size:16px}.hdr .call,.hdr .btn{display:none}.hero{padding:44px 0}.hero.home{padding:36px 0 48px}section{padding:56px 0}.steps,.est,.mini,.mini-est .row{grid-template-columns:1fr}.mini-est{padding:24px}.hero-grid{gap:32px}
.sticky{display:flex;position:fixed;bottom:0;left:0;right:0;gap:10px;padding:10px 12px;background:#fff;border-top:1px solid var(--line);z-index:35;box-shadow:0 -6px 20px rgba(0,0,0,.08)}.sticky a{flex:1;text-align:center;padding:13px;border-radius:10px;font-weight:700;text-decoration:none}.sticky a:first-child{box-shadow:inset 0 0 0 2px var(--ink);color:var(--ink)}body{padding-bottom:72px}.pop{left:12px;right:12px;bottom:84px;max-width:none}}
.proof{background:#fff;border-bottom:1px solid var(--line);padding:40px 0}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}.stats strong{display:block;font-size:28px;font-weight:800;color:var(--ink);letter-spacing:-.02em}.stats span{font-size:14px;color:var(--mut)}
.logos-label{text-align:center;font-size:13px;text-transform:uppercase;letter-spacing:.1em;color:var(--mut);margin:32px 0 14px;font-weight:600}.logos{display:grid;grid-template-columns:repeat(6,1fr);gap:14px}.logo-ph{height:64px;border:1px dashed #c3cad6;border-radius:12px;display:grid;place-items:center;text-align:center;font-size:12px;color:#8a93a5;background:var(--bg);padding:6px}
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:36px}.quote-ph{margin:0;background:#fff;border:1px dashed #c3cad6;border-radius:var(--r);padding:24px;position:relative}.quote-ph .qm{font-size:56px;line-height:1;color:var(--red);font-weight:800;display:block;height:30px}.quote-ph blockquote{margin:8px 0 18px;color:var(--mut);font-style:italic}.quote-ph figcaption{display:flex;gap:12px;align-items:center;font-size:14px;color:var(--mut)}.av{width:40px;height:40px;border-radius:50%;background:repeating-linear-gradient(45deg,#e7ebf2,#e7ebf2 4px,#f4f6fa 4px,#f4f6fa 8px);flex:none}
@media(max-width:900px){.stats{grid-template-columns:1fr 1fr}.logos{grid-template-columns:repeat(3,1fr)}.quotes{grid-template-columns:1fr}}

.clients{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(7,1fr);gap:14px}.clients li{height:84px;display:flex;align-items:center;justify-content:center;padding:10px 12px;border:1px solid var(--line);border-radius:12px;background:#fff}.clients img{display:block;width:auto;height:auto;max-width:100%;filter:grayscale(1) contrast(1.1);opacity:.72;transition:filter .2s,opacity .2s}.clients li:hover img{filter:none;opacity:1}
@media(max-width:1000px){.clients{grid-template-columns:repeat(4,1fr)}}@media(max-width:560px){.clients{grid-template-columns:repeat(2,1fr);gap:10px}.clients li{height:72px}}
.clients img.solid{filter:grayscale(1) brightness(.6) contrast(1.5);opacity:.8}
@media(max-width:560px){.clients{grid-template-columns:repeat(3,1fr);gap:8px}.clients li{height:64px;padding:8px}.stats strong{font-size:21px;white-space:nowrap}}
.clients{grid-template-columns:repeat(5,1fr)}@media(max-width:1000px){.clients{grid-template-columns:repeat(3,1fr)}}@media(max-width:560px){.clients{grid-template-columns:repeat(3,1fr)}}
@media(max-width:1180px){.hdr>.btn{margin-left:auto}}
.sticky a:first-child{box-shadow:none;color:#fff}
.clients{grid-template-columns:repeat(6,1fr)}.clients img.dark{filter:grayscale(1) brightness(.45) contrast(1.6);opacity:.85}@media(max-width:1000px){.clients{grid-template-columns:repeat(4,1fr)}}@media(max-width:560px){.clients{grid-template-columns:repeat(3,1fr)}}
.clients li:has(img[alt="Kaiser Permanente"]){padding:6px}
.q[hidden]{display:none!important}